Coverages

Reliable Coverage From A Trusted Name.

The Physicians' Trust offers policies that cover all allegations of professional negligence – either for rendering or failure to render services. Our policies cover the physician, as well as everyone employed by the physician and his or her professional corporation.

Prior Acts Coverage At No Cost.

Unlike many providers, our policies include – at no extra cost – coverage for incidents occurring before the effective date of the policy. This means you don’t have to purchase “tail” coverage from the prior carrier in order to change carriers. In addition, we will provide free “tail” coverage for those who have been insured by us for five years if he or she permanently retires, dies or becomes permanently disabled.

Deductibles & Discounts Available

As a policyholder, you may be eligible for deductibles and discounts of various amounts. This includes group policy, risk management, claims-free and new to practice discounts.